Thursday, August 7, 2008

Term Life Insirance

Lifeinsure.com offers the consumer access to the entire life insurance rates database and custom quotes, anonymously without asking any personal data and then only if one wishes to pursue a purchase. This is different than many in this field who first ask for an email and other personally identifying information before giving quotes. Please do not bid if you have posts for gambling sites. Instantly obtain life insurance quotes and information. Check the market on your own before you talk with anyone! Also, check out Return Of Premium Term Life Insurance that gives back all of your payments. The longer your policy remains in force, the more likely it is that the company will pay a claim, therefore the more expensive it is. That is why whole life insurance policies have the highest premium - it's insurance for your whole life, no matter when you pass on. When you have a whole life policy you have assurance that you will have coverage as long as you live. As long as you pay your premium, the company will guarantee that benefits will be paid to your heirs. That is why a 5 or 10-year term life insurance policy is the least expensive. The company is less likely to pay a claim on that term life policy.

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